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Key Questions:

    1. Who are the leading lenders in Kenosha, Wisconsin?
    2. The leading lenders, by market share, are Jpmorgan Chase Bank, Na, Countrywide Bank, Fsb and Johnson Bank. Do you have the best rate possible? Find out your credit score or browse
    1. How stretched will home owners in Kenosha, Wisconsin be in paying off their mortgage?
    2. Homeowners in Kenosha, Wisconsin borrowed an average of 2.02 times their annual income for their mortgage. This compares to 1.97 for all of the US. Based on the national average, there will be a normal risk that Kenosha, Wisconsin homeowners will default on their mortgage payments in the coming years.
    1. How likely are the owners of homes in Kenosha, Wisconsin to actually live in them?
    2. 91.4% of home owners in Kenosha, Wisconsin that applied for a mortgage in 2008 live in their homes versus owning them as an investment property. This compares to the national average of 90.0%.
    1. How at risk is Kenosha, Wisconsin to the subprime mortgage crisis?
    2. Loans taken out by home owners in Kenosha, Wisconsin are within a +/- 10 percent band of the national average. That is to say, Kenosha, Wisconsin will likely be affected by the subprime mortgage crisis just like the average county in the US.
2008 Mortgage Research Kenosha Wisconsin US
Total Applications 10,883 359,119 17,391,570
Average Loan $169.3k $153.3k $198.2k
Loan to Income Ratio 2.02 1.75 1.97
Subprime Loans 5.09% 5.54% 4.81%
Refinancing Loans 66.66% 67.14% 52.52%
Principal Dwellings 91.42% 90.98% 90.00%
Rejected Applications 12.02% 10.83% 15.15%

Nearby Counties:   Racine, Milwaukee, Walworth, Waukesha, Ozaukee

WISCONSIN Mortgage Rates
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Top Ten Lenders
# Name Share Apps
1 Jpmorgan Chase Bank, Na 10.27% 1,112
2 Countrywide Bank, Fsb 8.81% 961
3 Johnson Bank 6.81% 626
4 Wells Fargo Bank, Na 5.34% 574
5 Flagstar Bank 4.39% 451
6 M&I Marshall & Ilsley Bank 3.59% 409
7 Beneficial Company Llc 3.48% 348
8 Gateway Mortgage Corporation 3.00% 275
9 Gmac Mortgage Llc 2.93% 258
10 Citimortgage, Inc 2.57% 262