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Key Questions:

    1. Who are the leading lenders in Langlade, Wisconsin?
    2. The leading lenders, by market share, are Covantage Credit Union, Countrywide Bank, Fsb and Jpmorgan Chase Bank, Na. Do you have the best rate possible? Find out your credit score or browse
    1. How stretched will home owners in Langlade, Wisconsin be in paying off their mortgage?
    2. Homeowners in Langlade, Wisconsin borrowed an average of 1.45 times their annual income for their mortgage. This compares to 1.97 for all of the US. Based on the national average, a significantly lower risk that Langlade, Wisconsin homeowners will default on their mortgage payments in the coming years.
    1. How likely are the owners of homes in Langlade, Wisconsin to actually live in them?
    2. 86.7% of home owners in Langlade, Wisconsin that applied for a mortgage in 2008 live in their homes versus owning them as an investment property. This compares to the national average of 90.0%.
    1. How at risk is Langlade, Wisconsin to the subprime mortgage crisis?
    2. Loans taken out by home owners in Langlade, Wisconsin are within a +/- 10 percent band of the national average. That is to say, Langlade, Wisconsin will likely be affected by the subprime mortgage crisis just like the average county in the US.
2008 Mortgage Research Langlade Wisconsin US
Total Applications 1,477 359,119 17,391,570
Average Loan $93.4k $153.3k $198.2k
Loan to Income Ratio 1.45 1.75 1.97
Subprime Loans 4.87% 5.54% 4.81%
Refinancing Loans 77.05% 67.14% 52.52%
Principal Dwellings 86.66% 90.98% 90.00%
Rejected Applications 9.00% 10.83% 15.15%

Nearby Counties:   Menominee, Forest, Shawano, Oneida, Lincoln

WISCONSIN Mortgage Rates
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Top Ten Lenders
# Name Share Apps
1 Covantage Credit Union 35.38% 639
2 Countrywide Bank, Fsb 10.35% 107
3 Jpmorgan Chase Bank, Na 6.21% 100
4 Beneficial Company Llc 6.11% 77
5 M&I Marshall & Ilsley Bank 5.35% 53
6 Associated Bank, N.A. 3.94% 60
7 Citimortgage, Inc 1.94% 29
8 Gmac Mortgage Llc 1.88% 22
9 Wells Fargo Bank, Na 1.84% 23
10 Johnson Bank 1.57% 8