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Key Questions:

    1. Who are the leading lenders in Price, Wisconsin?
    2. The leading lenders, by market share, are Associated Bank, N.A., Wells Fargo Bank, Na and Time Federal Savings Bank. Do you have the best rate possible? Find out your credit score or browse
    1. How stretched will home owners in Price, Wisconsin be in paying off their mortgage?
    2. Homeowners in Price, Wisconsin borrowed an average of 1.56 times their annual income for their mortgage. This compares to 1.97 for all of the US. Based on the national average, there will be a normal risk that Price, Wisconsin homeowners will default on their mortgage payments in the coming years.
    1. How likely are the owners of homes in Price, Wisconsin to actually live in them?
    2. 83.0% of home owners in Price, Wisconsin that applied for a mortgage in 2008 live in their homes versus owning them as an investment property. This compares to the national average of 90.0%.
    1. How at risk is Price, Wisconsin to the subprime mortgage crisis?
    2. Subprime loans taken out by home owners in Price, Wisconsin were meaningful more than the national average in 2008. That is to say, Price, Wisconsin will likely be more affected by the subprime mortgage crisis in years to come as a greater percentage of all mortgages in Price, Wisconsin - 5.8% versus 4.8% - will reset to higher rates in 2009. This will likely trigger a higher amount of foreclosures caused by the reseting of subprime mortgages in Price, Wisconsin than other areas of the US.
2008 Mortgage Research Price Wisconsin US
Total Applications 765 359,119 17,391,570
Average Loan $104.3k $153.3k $198.2k
Loan to Income Ratio 1.56 1.75 1.97
Subprime Loans 5.75% 5.54% 4.81%
Refinancing Loans 68.89% 67.14% 52.52%
Principal Dwellings 83.01% 90.98% 90.00%
Rejected Applications 14.12% 10.83% 15.15%

Nearby Counties:   Taylor, Iron, Ashland, Lincoln, Rusk

WISCONSIN Mortgage Rates
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Top Ten Lenders
# Name Share Apps
1 Associated Bank, N.A. 15.44% 113
2 Wells Fargo Bank, Na 12.79% 97
3 Time Federal Savings Bank 7.40% 56
4 Countrywide Bank, Fsb 5.40% 35
5 Phh Mortgage Corporation 3.76% 26
6 Mid-Wisconsin Bank 3.72% 63
7 Jpmorgan Chase Bank, Na 3.60% 26
8 Gmac Mortgage Llc 2.87% 21
9 Beneficial Company Llc 2.66% 17
10 Hfc Company Llc 2.26% 13