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Key Questions:

    1. How at risk is Campbell, Wyoming to the subprime mortgage crisis?
    2. Loans taken out by home owners in Campbell, Wyoming are within a +/- 10 percent band of the national average. That is to say, Campbell, Wyoming will likely be affected by the subprime mortgage crisis just like the average county in the US.
    1. How stretched will home owners in Campbell, Wyoming be in paying off their mortgage?
    2. Homeowners in Campbell, Wyoming borrowed an average of 1.65 times their annual income for their mortgage. This compares to 1.83 for all of the US. Based on the national average, there will be a normal risk that Campbell, Wyoming homeowners will default on their mortgage payments in the coming years.
    1. Who are the leading lenders in Campbell, Wyoming?
    2. The leading lenders, by market share, are Wells Fargo Bank, Na, Countrywide Home Loans and First Interstate Bank. Do you have the best rate possible? Get quotes from mortgage lenders.
    1. How likely are the owners of homes in Campbell, Wyoming to actually live in them?
    2. 94.3% of home owners in Campbell, Wyoming that applied for a mortgage in 2006 live in their homes versus owning them as an investment property. This compares to the national average of 89.0%.
2006 Mortgage Research Campbell Wyoming US
Total Applications 4,356 49,799 33,304,682
Average Loan $135.6k $136.8k $184.9k
Loan to Income Ratio 1.65 1.59 1.83
Subprime Loans 12.63% 11.53% 11.98%
Refinancing Loans 42.26% 45.83% 50.05%
Principal Dwellings 94.28% 90.72% 88.97%
Rejected Applications 9.85% 10.59% 12.36%

Nearby Counties:   Crook, Johnson, Weston, Converse, Sheridan

Top Ten Lenders
# Name Share Apps
1 Wells Fargo Bank, Na 10.58% 461
2 Countrywide Home Loans 8.08% 352
3 First Interstate Bank 7.76% 338
4 Wells Fargo Fin'L Wyoming, Inc 6.04% 263
5 Washington Mutual Bank 5.00% 218
6 Gmac Mortgage Llc 3.28% 143
7 Beneficial Company Llc 3.26% 142
8 Wallick And Volk, Inc 2.62% 114
9 Citimortgage, Inc 2.57% 112
10 Ameriquest Mortgage Company 2.36% 103