Key Questions:

1. Who are the leading lenders in Goshen, Wyoming?
   1. The leading lenders, by market share, are Pinnacle Bank, Suntrust Mortgage, Inc and Beneficial Company Llc. Do you have the best rate possible? Find out your credit score or browse
2. How stretched will home owners in Goshen, Wyoming be in paying off their mortgage?
   1. Homeowners in Goshen, Wyoming borrowed an average of 1.69 times their annual income for their mortgage. This compares to 1.97 for all of the US. Based on the national average, there will be a normal risk that Goshen, Wyoming homeowners will default on their mortgage payments in the coming years.
3. How likely are the owners of homes in Goshen, Wyoming to actually live in them?
   1. 92.2% of home owners in Goshen, Wyoming that applied for a mortgage in 2008 live in their homes versus owning them as an investment property. This compares to the national average of 90.0%.
4. How at risk is Goshen, Wyoming to the subprime mortgage crisis?
   1. There were significantly more subprime loans taken out by home owners in Goshen, Wyoming than the national average in 2008. That is to say, Goshen, Wyoming will be more affected by the subprime mortgage crisis in years to come as a greater percentage of all mortgages in Goshen, Wyoming - 11.0% versus 4.8% - will reset to higher rates in 2009. This will mean that there will be more foreclosures caused by the reseting of subprime mortgages in Goshen, Wyoming than other areas of the US.