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Key Questions:

    1. Who are the leading lenders in Park, Wyoming?
    2. The leading lenders, by market share, are Countrywide Bank, Fsb, Wells Fargo Bank, Na and Suntrust Mortgage, Inc. Do you have the best rate possible? Find out your credit score or browse
    1. How stretched will home owners in Park, Wyoming be in paying off their mortgage?
    2. Homeowners in Park, Wyoming borrowed an average of 1.97 times their annual income for their mortgage. This compares to 1.97 for all of the US. Based on the national average, there will be a normal risk that Park, Wyoming homeowners will default on their mortgage payments in the coming years.
    1. How likely are the owners of homes in Park, Wyoming to actually live in them?
    2. 90.3% of home owners in Park, Wyoming that applied for a mortgage in 2008 live in their homes versus owning them as an investment property. This compares to the national average of 90.0%.
    1. How at risk is Park, Wyoming to the subprime mortgage crisis?
    2. Loans taken out by home owners in Park, Wyoming are within a +/- 10 percent band of the national average. That is to say, Park, Wyoming will likely be affected by the subprime mortgage crisis just like the average county in the US.
2008 Mortgage Research Park Wyoming US
Total Applications 1,036 35,748 17,391,570
Average Loan $186.1k $172.4k $198.2k
Loan to Income Ratio 1.97 1.93 1.97
Subprime Loans 5.02% 6.69% 4.81%
Refinancing Loans 59.36% 53.26% 52.52%
Principal Dwellings 90.35% 92.42% 90.00%
Rejected Applications 10.52% 10.71% 15.15%

Nearby Counties:   Teton, Hot Springs, Big Horn, Fremont, Sublette

WYOMING Mortgage Rates
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Top Ten Lenders
# Name Share Apps
1 Countrywide Bank, Fsb 16.12% 172
2 Wells Fargo Bank, Na 14.11% 159
3 Suntrust Mortgage, Inc 8.91% 82
4 Pinnacle Bank 8.60% 81
5 Bank Of The West 3.34% 56
6 Jpmorgan Chase Bank, Na 3.12% 35
7 Ditech.Com Llc F/K/A Ditech.Co 2.94% 22
8 Citimortgage, Inc 2.86% 18
9 First Tennessee Bank Na 2.57% 33
10 Gmac Mortgage Llc 2.56% 20