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WACHOVIA BANK 301 SOUTH COLLEGE ST
CHARLOTTE, 28202

2006 Mortgage Research Madison Florida US
Total Applications 75 52,362 257,350
Average Loan $63.0k $131.6k $140.1k
Loan to Income Ratio 1.23 1.15 1.03
Subprime Loans 20% 6.04% 3.81%
Refinancing Loans 53.33% 60.48% 68.97%
Principal Dwellings 92% 86.36% 88.06%
Rejected Applications 34.67% 27.07% 23.39%