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WACHOVIA BANK 301 SOUTH COLLEGE ST
CHARLOTTE, 28202

2006 Mortgage Research Durham North Carolina US
Total Applications 808 32,902 257,350
Average Loan $90.5k $98.8k $140.1k
Loan to Income Ratio 0.84 0.87 1.03
Subprime Loans 3.59% 4.25% 3.81%
Refinancing Loans 77.35% 75.69% 68.97%
Principal Dwellings 88.86% 87.56% 88.06%
Rejected Applications 25.25% 22.66% 23.39%