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JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY
COLUMBUS, 43240-2031

2008 Mortgage Research	Gila	Arizona	US
Total Applications	229	32,571	1,255,528
Average Loan	$189.6k	$223.8k	$259.4k
Loan to Income Ratio	1.92	2.08	2.04
Subprime Loans	0.44%	1.74%	1.84%
Refinancing Loans	54.15%	57.42%	55.94%
Principal Dwellings	70.74%	82.05%	85.62%
Rejected Applications	27.07%	21.52%	17.10%

JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAYCOLUMBUS, 43240-2031