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JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY
COLUMBUS, 43240-2031

2008 Mortgage Research	Clark	Arkansas	US
Total Applications	133	9,174	1,255,528
Average Loan	$105.3k	$119.7k	$259.4k
Loan to Income Ratio	1.73	1.91	2.04
Subprime Loans	3.01%	3.29%	1.84%
Refinancing Loans	35.34%	43.61%	55.94%
Principal Dwellings	98.50%	93.69%	85.62%
Rejected Applications	20.30%	16.92%	17.10%

JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAYCOLUMBUS, 43240-2031