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JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY
COLUMBUS, 43240-2031

2008 Mortgage Research	Clay	Arkansas	US
Total Applications	34	9,174	1,255,528
Average Loan	$69.9k	$119.7k	$259.4k
Loan to Income Ratio	1.66	1.91	2.04
Subprime Loans	5.88%	3.29%	1.84%
Refinancing Loans	32.35%	43.61%	55.94%
Principal Dwellings	100%	93.69%	85.62%
Rejected Applications	23.53%	16.92%	17.10%

JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAYCOLUMBUS, 43240-2031