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JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY
COLUMBUS, 43240-2031

2008 Mortgage Research	Franklin	Arkansas	US
Total Applications	75	9,174	1,255,528
Average Loan	$91.3k	$119.7k	$259.4k
Loan to Income Ratio	1.84	1.91	2.04
Subprime Loans	1.33%	3.29%	1.84%
Refinancing Loans	17.33%	43.61%	55.94%
Principal Dwellings	98.67%	93.69%	85.62%
Rejected Applications	10.67%	16.92%	17.10%

JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAYCOLUMBUS, 43240-2031