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JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY
COLUMBUS, 43240-2031

2008 Mortgage Research	Hempstead	Arkansas	US
Total Applications	32	9,174	1,255,528
Average Loan	$72.4k	$119.7k	$259.4k
Loan to Income Ratio	1.75	1.91	2.04
Subprime Loans	3.13%	3.29%	1.84%
Refinancing Loans	34.38%	43.61%	55.94%
Principal Dwellings	96.88%	93.69%	85.62%
Rejected Applications	15.63%	16.92%	17.10%

JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAYCOLUMBUS, 43240-2031