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JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY
COLUMBUS, 43240-2031

2008 Mortgage Research	Shasta	California	US
Total Applications	537	200,479	1,255,528
Average Loan	$237.8k	$489.2k	$259.4k
Loan to Income Ratio	2.22	2.52	2.04
Subprime Loans	0.19%	0.56%	1.84%
Refinancing Loans	55.31%	58.32%	55.94%
Principal Dwellings	69.65%	75.39%	85.62%
Rejected Applications	11.55%	11.03%	17.10%

JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAYCOLUMBUS, 43240-2031