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JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY
COLUMBUS, 43240-2031

2008 Mortgage Research	Siskiyou	California	US
Total Applications	137	200,479	1,255,528
Average Loan	$199.4k	$489.2k	$259.4k
Loan to Income Ratio	2.48	2.52	2.04
Subprime Loans	0.73%	0.56%	1.84%
Refinancing Loans	66.42%	58.32%	55.94%
Principal Dwellings	78.10%	75.39%	85.62%
Rejected Applications	15.33%	11.03%	17.10%

JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAYCOLUMBUS, 43240-2031