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JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY
COLUMBUS, 43240-2031

2008 Mortgage Research	Hartford	Connecticut	US
Total Applications	2,323	13,658	1,255,528
Average Loan	$201.8k	$335.3k	$259.4k
Loan to Income Ratio	2.11	2.08	2.04
Subprime Loans	1.16%	1.06%	1.84%
Refinancing Loans	59.36%	59.97%	55.94%
Principal Dwellings	91.13%	89.44%	85.62%
Rejected Applications	16.57%	17.22%	17.10%

JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAYCOLUMBUS, 43240-2031