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JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY
COLUMBUS, 43240-2031

2008 Mortgage Research	Monroe	Florida	US
Total Applications	649	92,135	1,255,528
Average Loan	$546.7k	$251.5k	$259.4k
Loan to Income Ratio	1.91	1.85	2.04
Subprime Loans	0.92%	1.95%	1.84%
Refinancing Loans	59.01%	52.46%	55.94%
Principal Dwellings	55.93%	75.27%	85.62%
Rejected Applications	21.73%	20.72%	17.10%

JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAYCOLUMBUS, 43240-2031