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JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY
COLUMBUS, 43240-2031

2008 Mortgage Research	Bibb	Georgia	US
Total Applications	316	31,864	1,255,528
Average Loan	$127.1k	$180.5k	$259.4k
Loan to Income Ratio	1.78	2.04	2.04
Subprime Loans	4.11%	2.28%	1.84%
Refinancing Loans	63.92%	60.57%	55.94%
Principal Dwellings	88.29%	88.70%	85.62%
Rejected Applications	18.67%	19.24%	17.10%

JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAYCOLUMBUS, 43240-2031