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JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY
COLUMBUS, 43240-2031

2008 Mortgage Research	Catoosa	Georgia	US
Total Applications	197	31,864	1,255,528
Average Loan	$129.8k	$180.5k	$259.4k
Loan to Income Ratio	1.97	2.04	2.04
Subprime Loans	2.03%	2.28%	1.84%
Refinancing Loans	61.42%	60.57%	55.94%
Principal Dwellings	94.42%	88.70%	85.62%
Rejected Applications	16.75%	19.24%	17.10%

JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAYCOLUMBUS, 43240-2031