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JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY
COLUMBUS, 43240-2031

2008 Mortgage Research	Dekalb	Illinois	US
Total Applications	381	75,999	1,255,528
Average Loan	$164.0k	$230.0k	$259.4k
Loan to Income Ratio	2.15	2.05	2.04
Subprime Loans	1.57%	1.56%	1.84%
Refinancing Loans	60.11%	62.23%	55.94%
Principal Dwellings	90.81%	91.08%	85.62%
Rejected Applications	16.27%	17.04%	17.10%

JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAYCOLUMBUS, 43240-2031