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JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY
COLUMBUS, 43240-2031

2008 Mortgage Research	Fulton	Illinois	US
Total Applications	82	75,999	1,255,528
Average Loan	$83.5k	$230.0k	$259.4k
Loan to Income Ratio	1.48	2.05	2.04
Subprime Loans	—	1.56%	1.84%
Refinancing Loans	24.39%	62.23%	55.94%
Principal Dwellings	96.34%	91.08%	85.62%
Rejected Applications	14.63%	17.04%	17.10%

JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAYCOLUMBUS, 43240-2031