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JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY
COLUMBUS, 43240-2031

2008 Mortgage Research	Gibson	Indiana	US
Total Applications	78	24,765	1,255,528
Average Loan	$103.8k	$130.4k	$259.4k
Loan to Income Ratio	1.71	1.74	2.04
Subprime Loans	7.69%	3.71%	1.84%
Refinancing Loans	41.03%	61.42%	55.94%
Principal Dwellings	96.15%	91.78%	85.62%
Rejected Applications	3.85%	23.18%	17.10%

JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAYCOLUMBUS, 43240-2031