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JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY
COLUMBUS, 43240-2031

2008 Mortgage Research	Benton	Iowa	US
Total Applications	59	5,826	1,255,528
Average Loan	$113.1k	$133.6k	$259.4k
Loan to Income Ratio	2.16	1.87	2.04
Subprime Loans	5.08%	1.85%	1.84%
Refinancing Loans	54.24%	54.62%	55.94%
Principal Dwellings	98.31%	95.55%	85.62%
Rejected Applications	15.25%	11.90%	17.10%

JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAYCOLUMBUS, 43240-2031