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JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY
COLUMBUS, 43240-2031

2008 Mortgage Research	Dallas	Iowa	US
Total Applications	191	5,826	1,255,528
Average Loan	$179.2k	$133.6k	$259.4k
Loan to Income Ratio	2.08	1.87	2.04
Subprime Loans	0.52%	1.85%	1.84%
Refinancing Loans	59.69%	54.62%	55.94%
Principal Dwellings	96.34%	95.55%	85.62%
Rejected Applications	10.47%	11.90%	17.10%

JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAYCOLUMBUS, 43240-2031