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JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY
COLUMBUS, 43240-2031

2008 Mortgage Research	Dickinson	Iowa	US
Total Applications	37	5,826	1,255,528
Average Loan	$173.8k	$133.6k	$259.4k
Loan to Income Ratio	0.66	1.87	2.04
Subprime Loans	—	1.85%	1.84%
Refinancing Loans	45.95%	54.62%	55.94%
Principal Dwellings	83.78%	95.55%	85.62%
Rejected Applications	18.92%	11.90%	17.10%

JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAYCOLUMBUS, 43240-2031