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JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY
COLUMBUS, 43240-2031

2008 Mortgage Research	Harrison	Iowa	US
Total Applications	27	5,826	1,255,528
Average Loan	$128.7k	$133.6k	$259.4k
Loan to Income Ratio	2.16	1.87	2.04
Subprime Loans	3.70%	1.85%	1.84%
Refinancing Loans	70.37%	54.62%	55.94%
Principal Dwellings	85.19%	95.55%	85.62%
Rejected Applications	25.93%	11.90%	17.10%

JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAYCOLUMBUS, 43240-2031