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JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY
COLUMBUS, 43240-2031

2008 Mortgage Research	Dickinson	Kansas	US
Total Applications	68	5,915	1,255,528
Average Loan	$103.7k	$138.1k	$259.4k
Loan to Income Ratio	2.16	1.80	2.04
Subprime Loans	2.94%	2.42%	1.84%
Refinancing Loans	35.29%	50.63%	55.94%
Principal Dwellings	98.53%	95.15%	85.62%
Rejected Applications	16.18%	13.05%	17.10%

JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAYCOLUMBUS, 43240-2031