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JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY
COLUMBUS, 43240-2031

2008 Mortgage Research	Harper	Kansas	US
Total Applications	16	5,915	1,255,528
Average Loan	$53.9k	$138.1k	$259.4k
Loan to Income Ratio	1.54	1.80	2.04
Subprime Loans	6.25%	2.42%	1.84%
Refinancing Loans	—	50.63%	55.94%
Principal Dwellings	100%	95.15%	85.62%
Rejected Applications	6.25%	13.05%	17.10%

JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAYCOLUMBUS, 43240-2031