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JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY
COLUMBUS, 43240-2031

2008 Mortgage Research	Bath	Kentucky	US
Total Applications	22	14,156	1,255,528
Average Loan	$104.7k	$137.8k	$259.4k
Loan to Income Ratio	1.85	1.91	2.04
Subprime Loans	4.55%	2.54%	1.84%
Refinancing Loans	31.82%	56.17%	55.94%
Principal Dwellings	100%	92.57%	85.62%
Rejected Applications	27.27%	16.76%	17.10%

JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAYCOLUMBUS, 43240-2031