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JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY
COLUMBUS, 43240-2031

2008 Mortgage Research	Acadia	Louisiana	US
Total Applications	205	22,289	1,255,528
Average Loan	$111.2k	$141.4k	$259.4k
Loan to Income Ratio	1.83	1.69	2.04
Subprime Loans	11.71%	4.14%	1.84%
Refinancing Loans	37.56%	47.53%	55.94%
Principal Dwellings	97.56%	92.37%	85.62%
Rejected Applications	24.39%	24.22%	17.10%

JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAYCOLUMBUS, 43240-2031