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JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY
COLUMBUS, 43240-2031

2008 Mortgage Research	Cumberland	Maine	US
Total Applications	891	3,034	1,255,528
Average Loan	$209.6k	$183.9k	$259.4k
Loan to Income Ratio	2.08	1.92	2.04
Subprime Loans	0.45%	0.96%	1.84%
Refinancing Loans	62.85%	62.13%	55.94%
Principal Dwellings	89.00%	86.59%	85.62%
Rejected Applications	13.36%	15.23%	17.10%

JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAYCOLUMBUS, 43240-2031