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JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY
COLUMBUS, 43240-2031

2008 Mortgage Research	Allegany	Maryland	US
Total Applications	182	23,814	1,255,528
Average Loan	$97.2k	$278.3k	$259.4k
Loan to Income Ratio	1.88	2.48	2.04
Subprime Loans	4.40%	1.26%	1.84%
Refinancing Loans	39.01%	69.38%	55.94%
Principal Dwellings	93.41%	89.33%	85.62%
Rejected Applications	17.58%	17.85%	17.10%

JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAYCOLUMBUS, 43240-2031