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JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY
COLUMBUS, 43240-2031

2008 Mortgage Research	Arenac	Michigan	US
Total Applications	61	44,454	1,255,528
Average Loan	$98.3k	$155.4k	$259.4k
Loan to Income Ratio	0.80	1.78	2.04
Subprime Loans	6.56%	2.39%	1.84%
Refinancing Loans	59.02%	62.39%	55.94%
Principal Dwellings	81.97%	90.67%	85.62%
Rejected Applications	21.31%	21.27%	17.10%

JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAYCOLUMBUS, 43240-2031