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JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY
COLUMBUS, 43240-2031

2008 Mortgage Research Hillsdale Michigan US
Total Applications 125 44,454 1,255,528
Average Loan $107.7k $155.4k $259.4k
Loan to Income Ratio 1.58 1.78 2.04
Subprime Loans 0.80% 2.39% 1.84%
Refinancing Loans 45.60% 62.39% 55.94%
Principal Dwellings 88% 90.67% 85.62%
Rejected Applications 15.20% 21.27% 17.10%
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