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JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY
COLUMBUS, 43240-2031

2008 Mortgage Research	Murray	Minnesota	US
Total Applications	21	17,114	1,255,528
Average Loan	$107.7k	$226.1k	$259.4k
Loan to Income Ratio	1.80	2.17	2.04
Subprime Loans	—	1.09%	1.84%
Refinancing Loans	52.38%	54.37%	55.94%
Principal Dwellings	100%	88.10%	85.62%
Rejected Applications	9.52%	11.73%	17.10%

JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAYCOLUMBUS, 43240-2031