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JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY
COLUMBUS, 43240-2031

2008 Mortgage Research	Clarke	Mississippi	US
Total Applications	23	7,127	1,255,528
Average Loan	$94.8k	$122.8k	$259.4k
Loan to Income Ratio	1.50	1.80	2.04
Subprime Loans	—	3.26%	1.84%
Refinancing Loans	43.48%	43.47%	55.94%
Principal Dwellings	95.65%	92.04%	85.62%
Rejected Applications	30.43%	18.96%	17.10%

JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAYCOLUMBUS, 43240-2031