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JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY
COLUMBUS, 43240-2031

2008 Mortgage Research	Desoto	Mississippi	US
Total Applications	634	7,127	1,255,528
Average Loan	$144.1k	$122.8k	$259.4k
Loan to Income Ratio	2.17	1.80	2.04
Subprime Loans	1.74%	3.26%	1.84%
Refinancing Loans	44.95%	43.47%	55.94%
Principal Dwellings	92.11%	92.04%	85.62%
Rejected Applications	12.30%	18.96%	17.10%

JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAYCOLUMBUS, 43240-2031