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JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY
COLUMBUS, 43240-2031

2008 Mortgage Research	Hancock	Mississippi	US
Total Applications	165	7,127	1,255,528
Average Loan	$145.9k	$122.8k	$259.4k
Loan to Income Ratio	1.26	1.80	2.04
Subprime Loans	6.67%	3.26%	1.84%
Refinancing Loans	56.97%	43.47%	55.94%
Principal Dwellings	69.09%	92.04%	85.62%
Rejected Applications	33.33%	18.96%	17.10%

JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAYCOLUMBUS, 43240-2031