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JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY
COLUMBUS, 43240-2031

2008 Mortgage Research	Christian	Missouri	US
Total Applications	276	18,920	1,255,528
Average Loan	$142.5k	$146.3k	$259.4k
Loan to Income Ratio	1.95	1.89	2.04
Subprime Loans	1.45%	1.91%	1.84%
Refinancing Loans	47.10%	58.19%	55.94%
Principal Dwellings	93.84%	91.31%	85.62%
Rejected Applications	15.58%	15.33%	17.10%

JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAYCOLUMBUS, 43240-2031