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JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY
COLUMBUS, 43240-2031

2008 Mortgage Research	Adams	Nebraska	US
Total Applications	43	2,018	1,255,528
Average Loan	$106.8k	$122.8k	$259.4k
Loan to Income Ratio	1.89	1.60	2.04
Subprime Loans	4.65%	1.49%	1.84%
Refinancing Loans	23.26%	57.78%	55.94%
Principal Dwellings	95.35%	94.50%	85.62%
Rejected Applications	4.65%	13.13%	17.10%

JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAYCOLUMBUS, 43240-2031