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JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY
COLUMBUS, 43240-2031

2008 Mortgage Research	Washoe	Nevada	US
Total Applications	1,824	10,442	1,255,528
Average Loan	$303.2k	$279.2k	$259.4k
Loan to Income Ratio	1.91	1.80	2.04
Subprime Loans	0.60%	1.23%	1.84%
Refinancing Loans	50.88%	49.16%	55.94%
Principal Dwellings	72.42%	71.54%	85.62%
Rejected Applications	13.27%	15.37%	17.10%

JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAYCOLUMBUS, 43240-2031