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JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY
COLUMBUS, 43240-2031

2008 Mortgage Research	Essex	New Jersey	US
Total Applications	2,979	37,592	1,255,528
Average Loan	$367.4k	$307.7k	$259.4k
Loan to Income Ratio	2.18	2.04	2.04
Subprime Loans	0.94%	0.92%	1.84%
Refinancing Loans	59.85%	59.92%	55.94%
Principal Dwellings	82.68%	86.53%	85.62%
Rejected Applications	21.48%	20.13%	17.10%

JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAYCOLUMBUS, 43240-2031