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JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY
COLUMBUS, 43240-2031

2008 Mortgage Research	Suffolk	New York	US
Total Applications	8,588	73,895	1,255,528
Average Loan	$357.2k	$390.8k	$259.4k
Loan to Income Ratio	1.97	2.15	2.04
Subprime Loans	1.30%	1.76%	1.84%
Refinancing Loans	55.79%	47.10%	55.94%
Principal Dwellings	89.03%	87.38%	85.62%
Rejected Applications	26.19%	29.44%	17.10%

JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAYCOLUMBUS, 43240-2031