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JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY
COLUMBUS, 43240-2031

2008 Mortgage Research	Atoka	Oklahoma	US
Total Applications	17	11,413	1,255,528
Average Loan	$107.9k	$127.5k	$259.4k
Loan to Income Ratio	2.00	1.74	2.04
Subprime Loans	5.88%	3.18%	1.84%
Refinancing Loans	47.06%	45.87%	55.94%
Principal Dwellings	100%	93.40%	85.62%
Rejected Applications	17.65%	16.88%	17.10%

JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAYCOLUMBUS, 43240-2031