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JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY
COLUMBUS, 43240-2031

2008 Mortgage Research	Creek	Oklahoma	US
Total Applications	191	11,413	1,255,528
Average Loan	$121.6k	$127.5k	$259.4k
Loan to Income Ratio	1.92	1.74	2.04
Subprime Loans	5.24%	3.18%	1.84%
Refinancing Loans	48.69%	45.87%	55.94%
Principal Dwellings	97.38%	93.40%	85.62%
Rejected Applications	15.71%	16.88%	17.10%

JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAYCOLUMBUS, 43240-2031