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JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY
COLUMBUS, 43240-2031

2008 Mortgage Research Clatsop Oregon US
Total Applications 206 16,845 1,255,528
Average Loan $270.5k $266.2k $259.4k
Loan to Income Ratio 2.33 2.19 2.04
Subprime Loans 1.94% 0.51% 1.84%
Refinancing Loans 47.09% 57.87% 55.94%
Principal Dwellings 71.84% 79.70% 85.62%
Rejected Applications 16.02% 10.32% 17.10%
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