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JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY
COLUMBUS, 43240-2031

2008 Mortgage Research Bradford Pennsylvania US
Total Applications 59 33,859 1,255,528
Average Loan $108.8k $174.2k $259.4k
Loan to Income Ratio 1.59 1.92 2.04
Subprime Loans 2.11% 1.84%
Refinancing Loans 66.10% 56.71% 55.94%
Principal Dwellings 89.83% 89.40% 85.62%
Rejected Applications 25.42% 15.85% 17.10%
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