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JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY
COLUMBUS, 43240-2031

2008 Mortgage Research Lackawanna Pennsylvania US
Total Applications 370 33,859 1,255,528
Average Loan $119.2k $174.2k $259.4k
Loan to Income Ratio 1.80 1.92 2.04
Subprime Loans 2.43% 2.11% 1.84%
Refinancing Loans 68.92% 56.71% 55.94%
Principal Dwellings 88.92% 89.40% 85.62%
Rejected Applications 23.24% 15.85% 17.10%
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