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JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY
COLUMBUS, 43240-2031

2008 Mortgage Research	Bristol	Rhode Island	US
Total Applications	172	3,265	1,255,528
Average Loan	$267.1k	$243.9k	$259.4k
Loan to Income Ratio	2.22	2.20	2.04
Subprime Loans	4.07%	1.19%	1.84%
Refinancing Loans	64.53%	64.44%	55.94%
Principal Dwellings	93.02%	84.87%	85.62%
Rejected Applications	16.28%	19.39%	17.10%

JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAYCOLUMBUS, 43240-2031