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JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY
COLUMBUS, 43240-2031

2008 Mortgage Research	Brown	South Dakota	US
Total Applications	74	1,132	1,255,528
Average Loan	$134.1k	$140.5k	$259.4k
Loan to Income Ratio	1.55	1.82	2.04
Subprime Loans	1.35%	0.71%	1.84%
Refinancing Loans	44.59%	56.27%	55.94%
Principal Dwellings	91.89%	92.05%	85.62%
Rejected Applications	6.76%	12.28%	17.10%

JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAYCOLUMBUS, 43240-2031